You buy an engagement ring in instalments at BELLER exactly as you would buy any other, splitting the payment with Klarna at checkout. It changes nothing about the ring itself: the same natural diamonds, colour D to E and clarity VVS1, the same engraving included, the same resizing.
What it does change is the setting you reach for. Instead of looking for a model that fits into a single month, you choose the one you actually want to give. Below we set out how instalments work, what they cover, how much Promise rings cost and what the price includes whatever the payment method.
How does buying an engagement ring in instalments work at BELLER?
You choose the ring, go to checkout and select Klarna as the payment method. The number of instalments available depends on your creditworthiness, which Klarna assesses automatically within seconds, with no paperwork on our side.
The terms, costs and available payment plans are set by Klarna, and you see them in full before you confirm the order. We only see a paid order, and from that moment we deal with the ring alone. More on the service is on our jewellery in instalments page and on the Klarna site.
Which BELLER pieces can be bought in instalments?
The option is available for every order placed in our shop, so it covers rings from the Promise collection, the remaining engagement rings, wedding bands and gift jewellery alike.
Individual commissions are the exception, because we quote and agree them in conversation, so the form of payment is arranged separately. If you are thinking about a design built from scratch, write to us through our contact page and we will arrange the details around your date.
How much do Promise engagement rings cost?
Promise rings with a central diamond and side diamonds start at 18 950 PLN, and classic solitaires at 4 650 PLN. The collection currently holds 40 models, and it is that range which most often stands behind the decision to split a payment.
The ladder runs like this. Promise N°39 with a 0.25 carat diamond costs 9 850 PLN and N°1 with a 0.30 carat stone 10 950 PLN. Above them begin the settings with side diamonds: N°13 in white gold, with a 0.40 carat cushion diamond and side stones of 0.21 carat in total, is 18 950 PLN, N°28 with a central 0.48 carat diamond is 24 500 PLN, and N°16 with a 0.50 carat marquise is 25 500 PLN. Models with a 0.70 carat diamond start at 41 500 PLN.
What does splitting the payment change about the ring?
It opens up the settings that would otherwise be left for later, and those are where the craft shows best. Between the N°39 solitaire with a 0.25 carat stone and N°28, where a central 0.48 carat diamond is led by side diamonds of 0.21 carat, lies an entirely different presence on the hand.
Whatever you choose, the quality of the stones stays the same. In BELLER rings we set natural diamonds only, colour D to E and clarity VVS1, and every stone above 0.3 carat receives a GIA certificate. You will find more about our stones in the article on natural precious gemstones and on the Diamonds page.
Can you see the ring at a boutique before ordering in instalments?
Yes, and we honestly encourage it, because a diamond on a screen and a diamond in your hand are two different things. You are welcome at our atelier on Mokotowska 71 in Warsaw and on Szczepańska 9 in Kraków, Monday to Saturday, 11:00 to 19:00.
There you can try several settings, see the difference between the colours of gold and watch how the stone gathers daylight. What such a visit looks like step by step is described in our article on the engagement ring try on. If you are visiting the city, see also engagement rings in Kraków. You place the order afterwards, calmly, once the decision is made.
What is included in the price, whatever the payment method?
The price of the ring is complete and does not break into extras. Engraving is free with every order, one resizing is included, and refreshing and polishing are part of our service, described in the article on jewellery service at BELLER.
Every ring comes with a BELLER certificate of authenticity, and stones above 0.3 carat carry a GIA certificate as well. More about what our documents confirm is on the Certification page.
Can a ring bought in instalments be returned?
Yes, you have 14 days on the same terms as with any other payment method. The ring should be unworn, with its tag and in its original BELLER packaging.
The exception is jewellery made to individual order, which is created for you alone and is therefore not returnable. Settling the instalment plan after a return is handled by Klarna, under the terms you accepted with the order.
How is a ring ordered online delivered?
Delivery in Poland and across the European Union is free. Outside the Union, to the USA, the United Kingdom and Australia among others, we send an insured parcel for 250 PLN. Every parcel goes by DHL.
Pieces available from stock ship within 2 to 5 working days. We also take express orders and can help when timing is tight, once the date has been agreed with the workshop. Opening the parcel is part of the day too: a branded pouch, a signed protective box with tissue and ribbon, and inside a bag, packaging and the certificate.
Frequently asked questions about buying an engagement ring in instalments
Is the instalment plan handled by a bank?
No, instalments are handled by Klarna. You select the option at checkout and the credit assessment happens automatically within seconds.
How many instalments can I get?
The number available depends on your creditworthiness as assessed by Klarna. You see the plans and their terms during payment, before you confirm the order.
Can I order a ring in instalments after seeing it at a boutique?
Yes. The try on in Warsaw or Kraków and the online order are two separate steps, so you can decide calmly after the visit.
Are engraving and resizing charged extra?
No. Engraving is free with every order and one resizing is included in the price of the ring.
Which Promise rings have side diamonds?
Settings with a central diamond and side stones start at 18 950 PLN for N°13 with a 0.40 carat cushion diamond. Above them are N°28 with a 0.48 carat diamond at 24 500 PLN and N°16 with a 0.50 carat marquise at 25 500 PLN, with side diamonds of 0.21 carat in total.
You can see the rings in Warsaw on Mokotowska 71 and in Kraków on Szczepańska 9, and book a visit through our contact page. The full collection is in the Promise section.